Ancillary

Coverage to fill in the gap.

Cancer

Image 1

In 2016, more than 15.5 million Americans with a history of cancer were alive. Most of those with a history of cancer were diagnosed, but years later have no evidence of cancer. In 2020, it is estimated that 1.8 million people will receive a cancer diagnosis in the United State and approximately 606,520 Americans will die from a cancer-related illness. 

We offer many different cancer policies that will help put your client at ease knowing that they will be prepared if they receive a positive diagnosis. From a scheduled benefit plan to a lump sum plan, your client will be able to find the best plan for their family.

What is cancer insurance? 

Cancer insurance is a type of supplemental health insurance designed to help with unexpected expenses if you receive a cancer diagnosis. This financial support is typically used as a way to help with some of the medical costs that are not covered under your regular health insurance plan and may also assist with other expenses while you are receiving treatment, such as your mortgage and utilities.

 

What does cancer insurance cover? 

Cancer insurance can help you handle medical plan deductibles, co-pays and other out-of-pocket costs; non-medical expenses such as transportation to treatment facilities; even everyday living expenses such as groceries, rent and mortgage payments.

For more information about cancer Insurance, visit out cancer page.

Dental

Individuals who don’t have dental coverage are less likely to get routine dental care, meaning they only seek out a dentist when they have a problem. By then, more extensive and more expensive measures may be necessary, and major problems linked to poor oral health (like heart disease and diabetes) are more likely to appear. Doing nothing now means your clients might pay more later.

We have multiple companies with different levels of benefits to help you find the best dental insurance fit for your client’s budget. Dental benefits range from $1,000 to $5,000. Some of our plans even include vision and hearing. If your client ever bought a gym membership or a treadmill to help remind them to take care of themselves, supplemental dental insurance can be that reminder to take care of your teeth.

Even better, it can help your client plan, control and budget for their dental care. 

Image 2

Vision

Image 2

Most adults need vision correction: 66% of Americans 18 and over report using glasses, contacts or both, according to the National Eye Institute. Depending on how often you need new lenses or eye exams, getting vision insurance may be a smart financial choice.

Even if your client has perfect eyesight, it is never too early to get vision insurance. Eyesight can change rapidly and unexpectedly if you’re not regularly going to an eye doctor.

What is vision insurance?

Like most insurance plans, vision insurance helps lower the cost of eye care expenses. In exchange for a monthly premium, the plan picks up some of the costs of vision care. Vision insurance is different from a vision discount plan, which offers discounts on vision care. Typically, vision discount plans cost less per year than vision insurance, but you pay more for visits and eyewear than you would with insurance.

Having vision insurance is a great way for your clients to be able to plan and budget for their eye care needs.

 

What is the difference between an ophthalmologist and optometrist?

An ophthalmologist is a medical doctor licensed to practice medicine and surgery who can also prescribe glasses and contact lenses.

An optometrist is a licensed professional (not a medical doctor) who mostly performs eye exams and vision tests and prescribes glasses and contact lenses. An optometrist can detect some eye problems and may prescribe medications for certain eye diseases.

Other ancillary plans

At Senior Insurance Marketing we offer a wide range of plans for your clients. Aside from the ones listed above, we also offer the following:

We are proud to offer competitive commission contracts for nearly all of our carriers. If you’re ready to join the family, call us at 877-800-3080 or email us at info@simkt.com.

Image 2