Be one of the first to offer Apex Dental! This brand-new dental plan offers some of the best benefits you can find!

• Up to $5,000 annual max
• 20% commissions for life
• 700,000 network providers
• Preventative services covered at 100%
• Basic services covered at 80%
• Major services covered at 50%
• Currently available in 16 states and pending in four

Asset-based LTC policies may provide clients with LTC benefits if needed, but it also allows them to keep their assets as a legacy if they never need LTC. Consider it a part of their overall estate preservation plan. Benefits include:

• Joint second-to-die contract
• Lifetime benefits option
• Life and annuity chassis
• Guarantees: death benefit, cash values, LTC benefits, premiums
• Variety of funding options
• Even qualified funds with a 25% bonus
• Claims concierge

UNL is launching a new dental plan, UNL Dental Shield 2.0, in 25 states with eight more pending.

Benefits include:

• No network
• Available in 25 states
• Issues ages 18-100
• Pays 80% of the entire dental bill*
• No waiting period for preventative
• Up to $3,000 annual max benefit
• Street commission of 45%**

*After $100 deductible, up to annual maximum. **Commission varies per age and/or state.

In addition to an amazing cash bonus, Royal Arcanum offers

1. Competitive underwriting
2. Great customer service
3. Competitive rates
          Plan G, female, non-smoker in Nebraska: $92!
4. Much more!

Qualify for incentive through December 31, 2023!

Value Benefits of America (VBA)'s accident medical expense product highlights:

• Helps pay your accident medical expenses for hospital emergency room/confinement, doctor and surgeon, lab test and x-rays and ambulance.
  AD & D benefits up to $10,000
• Benefits are paid directly to client or client's provider
• Plan options - $25,000, $20,000, $15,000, $10,000, $7,500, $5,000 or $2,000
• Automatic acceptance through age 64