Carrier Incentives

An extensive list of carrier incentives!

Get rewarded for your business!

Check out these awesome incentives designed to get you more!
Click on one of the icons to learn more.
Cash Bonus

Cash Bonus

Trips

Trips

SIM Incentives

SIM incentive – stay tuned!

Cash bonuses

Cash is king! Which carriers offer you the best bonuses for products that you are already selling?
Atlantic Coast Life

$250 cash bonus — Med Supp!

Get the New Year off the a great start!
Earn $250 for each underwritten case and $25 for each open enrollment case. Qualify for bonus after reaching five issued applications.

Qualify by:
March 31, 2024

Atlantic Coast Life

Big cash bonus — Med Supp/Final Expense/Ancillary!

Fortune favors the bold!
Earn cash based on the sales threshold for your level. Minimum production amount required is $225,000. For agents hitting milestones just under the threshold, you may still qualify for some deightful rewards!

Qualify by:
December 31, 2024

Atlantic Coast Life

$150 cash bonus — Med Supp!

Ring in your 2024 unlimited earning potential!
Earn $150 per underwritten case; earn $25 for non-underwritten case. Qualify when you reach just threeissued policies in a month.

Qualify by:
March 31, 2024

Atlantic Coast Life

Up to $100 cash bonus — Final Expense!

Ring in the New Year!
Place three policies and earn $200; place six policies and earn $500; place 10 polices and earn $1,000.

Qualify by:
March 31, 2024

Atlantic Coast Life

Up to $200 cash bonus — Med Supp/DVH!

Earn cash with Allstate!
Issue 5+ policies and earn $100 per underwritten policy, $25 per open enrollment policy and $100 bonus with DVH added. Issue 20+ policies and earn $200 per underwritten policy, $50 per open enrollment policy and $200 bonus with DVH added.

Qualify by:
March 31, 2024

Americo

10% cash bonus — Life!

UFirst Rewards!
Earn a 10% bonus check on your life business. You need to 1) earn at least 50,000 of qualified life production credits during the qualification period, 2) have a six-month persistency 85% or better, 12-month persistency 70% or better, and 3) Premium Applied Ratio of 70% or better.

Qualify by:
May 31, 2024

Atlantic Coast Life

$160 cash bonus — Med Supp!

Earn cash with this great bonus program!
Get paid sooner – bonuses are processed and paid along with commissions! Get $160 per e-app for underwritten business. Florida is excluded from incentive. See Florida-specific incentive.

Active until further notice!

Atlantic Coast Life

$100 cash bonus — Med Supp in Florida only!

Earn cash with this great bonus program!
Get paid sooner – bonuses are processed and paid along with commissions! Get $100 per e-app for underwritten business. Incentive is in Florida only.

Active until further notice!

Atlantic Coast Life

$50 cash bonus — Ancillary!

App2Reward program can earn you cash!
Get rewarded for applications that are issued and paid. Receive $50 per application for hospital indemnity, short-term care, cancer and life. Minimum of five applications.

Active until further notice!

Atlantic Coast Life

Up to $150 cash bonus — Final Expense!

Fast Start Agent Bonus Program!
Submit five SimpliNow Legacy Max paid applications and earn $500; submit 10 and earn an additional $2,000 ($2,500 total); submit 15 and earn an additional $2,500 ($5,000 total); submit 20 and earn an additional $3,000 ($8,000 total).

Qualify by:
March 31, 2024

Atlantic Coast Life

Up to $500 cash bonus — Life!

First quarter sales campaign!
Earn $100 for every SPWL policy you write with a premium amount of $15,000 – $49,999. Earn $200 for every SPWL policy you write with a premium amount of $50,000 – $99,999. Earn $350 for every SPWL policy you write with a premium amount of $100,000 – $249,999. Earn $500 for every SPWL policy you write with a premium amount of $250,000 – $50,000.

Qualify by:
March 31, 2024

Atlantic Coast Life

$300 cash bonus — Med Supp!

Start 2024 strong with Humana!
Earn $300 for each eligible underwritten policy; and earn $100 for each eligible open enrollment policy in AK, AL, CA, DC, GA, HI, IA, IL, LA, MI, MS, NC, ND, NE, NH, NJ, NM, NV, OK, PA, RI, SD, TX, VA, WV and WY. Earn $300 for each eligible underwritten and open enrollment policy in AR, AZ, FL, IN, KS, KY, OH, SC, TN and WI. Earn $100 for each eligible underwritten and open enrollment policy in CO, CT, DE, ID, MA, MD, ME, MN, MO, MT, NY, OR, UT and VT.

Qualify by:
March 31, 2024

Atlantic Coast Life

$150 cash bonus — Med Supp!

Earn monthly cash bonuses!
Earn $150 per underwritten application after just three issued applications in a month.

Qualify by:
March 31, 2024

Atlantic Coast Life

$150 cash bonus — Med Supp!

Introducing the Lumico Loyalty Program!
Ascend from an explorer to become a pioneer with every application you issue. Issues 20 applications and become an explorer, issue 35 and become a trailblazer, issue 50 and become an expert, and issue 75 and become a pioneer. Each tier gets you more perks and support. 

Qualify by:
December 31, 2024

Atlantic Coast Life

Up to $300 cash bonus — HHC and STC!

New Year sales contest!
Earn $300 when you submit your first ever OmniFLEX short-term care application. Earn $150 when you submit your first ever HHC-Select application. Plus, double trip credits for 2024 ManhattanLife trips (minium of five to qualify for double credits).

Qualify by:
February 23, 2024

Atlantic Coast Life

$150 cash bonus — Med Supp!

Enjoy unlimited earning potential while portecting more clients!
Earn $100 per underwritten application; earn $25 per open enrollment case. Qualify by issuing just three policies in a month.

Qualify by:
March 31, 2024

Atlantic Coast Life

$200 cash bonus — Med Supp!

It pays to pick Nassau!
Issue at least three Plan F, G or N applications with Nassau and receive $200 per underwritten application that paces before April 11, 2024.

Qualify by:
March 31, 2024

Atlantic Coast Life

Up to $250 cash bonus — Med Supp/HIP!

Winter cash dash!
Underwritten plans: submit plans FHD and GHD and earn $200 – $250 per app. Submit plans C, F and G and earn $175 – $225 per app. Submit plans N and M and earn $150 – $200 per app. Submit HIP plans and earn $75 – $125 per app. Open enrollment: submit plans FHD and GHD and earn $100 – $150 per app.

Qualify by:
March 8, 2024

Atlantic Coast Life

$50 cash bonus — Med Supp!

Grab some cash!
Earn some cash with Old Surety Life. Receive a $50 bonus for every issued underwritten application.

Active until further notice!

Atlantic Coast Life

Up to 2% bonus — Annuity!

Earn cash with Oxford!
Earn up to a 2% bonus! Earn up to 1% on the sale of Oxford Life’s fixed indexed annuities. Add the GLWB Rider and earn an additional 1%!

Active until further notice!

Atlantic Coast Life

$1750 cash bonus — Med Supp!

Royal can earn you cash!
Earn $175 per underwriteen Medicare Supplement application. No minimum application requirement to qualify.

Qualify by:
December 31, 2024

Atlantic Coast Life

Up to 1% bonus — Life!

Brace yourselves for exciting news!
All Teton, Denali and Vega FIAs qualify. Total issued premium amount from $300,000-$599,999 earns you .50% and $600,000+ earns you 1%!

Active until further notice!

Atlantic Coast Life

.25-.75% bonus — Life!

Elite Elevation – a monthly program to earn you cash!
Issued premiums Secure Savings Elite 2 and Elite 5 of $250,000-$499,999 earns you .25%, $500,000-$749,000 earns you .50% and $750,000+ earns you .75%!

Active until further notice!

Atlantic Coast Life

$150 cash bonus — Short-term Care!

Start the new year with STC!
Receive $150 for each application. A minimum of three qualifying applications.

Qualify by:
March 31, 2024

Atlantic Coast Life

$150 cash bonus — Med Supp!

Start the new year with STC!
Receive $150 for each application. A minimum of three qualifying applications.

Qualify by:
March 31, 2024

Atlantic Coast Life

$150 cash bonus — Med Supp!

Earn cash every month!
Earn $150 when you issue an underwritten application for a Plan F, G or N poicy in AL, AR, AZ, CO, FL, GA, IL, IA, KY, LA, MI, MS, NC, OH, OK, TN, TX or WV. Earn $40 when you issue an underwritten, open enrollment or guaranteed issue for a Plan F, G or N in SC. A minimum of five qualifying applications.

Qualify by:
March 31, 2024

Qualify for upcoming trips

Book your next trip! Our partners offer the most luxurious trips that you’ll find.
Click on the images to learn more!

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Cigna:
Monaco

Trip dates: June 2 – 6, 2024
Qualify by: February 29, 2024

Earn a trip to the French Riviera’s most luxurious playground. Experience Monaco at the Monte-Carlo Bay Hotel and Resort.

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UNL:
Lake Tahoe, Nevada

Trip dates: August 13 – 16, 2024
Qualify by: April 30, 2024

Enjoy four days/three nights on the beautiful shores of Lake Tahoe surrounded by snow-capped mountains at Edgewood Tahoe Resort.

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American Equity:
Madrid, Spain

Trip dates: September 20 – 24, 2024
Qualify by: June 30, 2024

Discover the home to spectacular works of art and explore the Spanish capital’s broad boulevards and spacious parklands.

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Kansas City Life:
Charleston

Trip dates: October 15 – 18, 2024
Qualify by: August 30, 2024

The deluxe hotel, Charleston Place, offers historic views and redefines legendary service in a city with renewed passion and purpose.

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FCSLALife:
Curaçao

Trip dates: February 16 – 20, 2025
Qualify by: December 31, 2024

Escape to the sun-kissed waters of the Southern Caribbean at the elegant Curaçao Marriot Beach Resort set on 6 oceanfront acres.

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Mutual of Omaha:
Scottsdale, Arizona

Trip dates: April 7 – 11, 2025
Qualify by: December 31, 2024

Enjoy time at The Andaz Resort Scottsdale, a true desert oasis, home to private suites and bungalows amid a calming Sonoran setting. 

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Pan-American Life:
London, England

Trip dates: April 28 – May 2 (or May 4), 2025
Qualify by: December 31, 2024

Explore this iconic city while staying at the epitome of British style and sophistication at the JW Marriott Grosvenor House London.

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American-Amicable:
Edinburgh, Scotland

Trip dates: June 26 – July 2, 2025
Qualify by: TBA

Discover the capital of Scotland. It’s cobbled streets, towering castle and stunning architecture make it a captivating destination.

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Bankers Fidelity:
Buenos Aires, Argentina

Trip dates: TBA 2025
Qualify by: September 30, 2024

Explore the city known as the capital of tango where it’s music and dance invades the scene. Trip dates and hotel information coming soon!

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Nassau:
Park City, Utah

Trip dates: TBA
Qualify by: December 31, 2024

Enjoy your time nestled amid the alpine serenity of Deer Valley at the preeminent luxury ski hotel, Stein Eriksen Lodge.

Archived incentives

The qualification period for these 2024 carrier incentives has already passed.
Check out the cool places they went and the cash that agents qualified for in 2024!

2024 trips

February or March 2024
Allstate – Cabo San Lucas

2024 cash bonuses

2023 incentives
View trip and cash incentives with a  2023 qualification period.

2022 incentives
View trip and cash incentives with a  2022 qualification period.

2021 incentives
View trip and cash incentives with a  2021 qualification period.

2020 incentives
View trip and cash incentives with a  2020 qualification period.