Carrier Incentives

An extensive list of carrier incentives!

Get rewarded for your business!

Check out these awesome incentives designed to get you more!
Click on one of the icons to learn more.
Cash Bonus

Cash Bonus

Trips

Trips

SIM Incentives

SIM incentive – stay tuned!

Cash bonuses

Cash is king! Which carriers offer you the best bonuses for products that you are already selling?
Atlantic Coast Life

$250 cash bonus — Med Supp!

Bask in the glow of no earning limits!
After reaching five issued applications, earn $250 for each underwritten case and $50 for each open enrollment case.

Qualify by:
September 30, 2023

Atlantic Coast Life

Lead credits — Med Advantage!

More apps. More leads. More opportunities!
Qualifying agents will receive lead credits to purchase high-quality leads on LeadCENTER for every three successfully completed Aetna Med Advantage applications. 

Active until further notice!

Atlantic Coast Life

$100 cash bonus — Med Supp!

Summertime incentives are back!
Earn $100 per underwritten case and $50 per non-underwritten case. Qualify when you reach just three issued policies in a month.

Qualify by:
September 30, 2023

Atlantic Coast Life

Up to 150 bps bonus — Life!

Loyalty Rewards Program delivers bigger benefits to more partners!

The loyalty reward program includes payments starting at just $1 million in qualifying production. Higher basis points paid at each production tier. Retroactive payments each time a new production tier is reached.

 

Qualify by:
December 31, 2023

Atlantic Coast Life

$150 cash bonus — Med Supp!

Take your shot with AFS!
Extended! Earn $150 per approved underwritten Med Supp application. No minimum application requirements.

Qualify by:
December 31, 2023

Atlantic Coast Life

Up to $275 cash bonus — Med Supp/Final Expense!

More cash in your pocket!
Earn $125 for each underwritten and approved Med Supp application submitted via eApp. Earn an extra $150 for each approved Super Preferred Patriot Series Final Expense plan submitted via eApp.

Qualify by:
September 30, 2023

Atlantic Coast Life

10% cash bonus — Life!

Unlimited earning potential to celebrate your success!
Earn at least 50,000 qualified life production credits during the qualification period. 6-month persistency of 85% or better, 12-month persistency of 70% or better and premium Applied Ratio of 70% or better! Plus, now receive an additional 25% credits.

Qualify by:
November 30, 2023

Atlantic Coast Life

$160 cash bonus — Med Supp!

Earn cash with this great bonus program!
Get paid sooner – bonuses are processed and paid along with commissions! Get $160 per e-app for underwritten business. Florida is excluded from incentive. See Florida-specific incentive.

Active until further notice!

Atlantic Coast Life

$100 cash bonus — Med Supp in Florida only!

Earn cash with this great bonus program!
Get paid sooner – bonuses are processed and paid along with commissions! Get $100 per e-app for underwritten business. Incentive is in Florida only.

Active until further notice!

Atlantic Coast Life

$50 cash bonus — Ancillary!

App2Reward program can earn you cash!
Get rewarded for applications that are issued and paid. Receive $50 per application for hospital indemnity, short-term care, cancer and life. Minimum of five applications.

Active until further notice!

Atlantic Coast Life

Leads and $100 cash bonus — Med Supp/Ancillary!

There’s no stopping your earning power!
Earn 1,000 targeted leads with a direct mail campaign for every fourth application you write for underwritten Med Supp plans F, G or N. Earn $100 for every application you write for underwritten Med Supp plans F, G or N. Earn $25 for every application you write for qualifying supplemental health products. Earn $25 for every Flexible Choice Dental, Vision and Hearing application each month.

Qualify by:
December 31, 2023

Atlantic Coast Life

Up to $2,500 cash bonus — Final Expense!

Kick off your SimpliNow Legacy sales!
Sell SimpliNow Legacy Max (level death benefit) or SimpliNow Legacy (graded death benefit) and receive a bonus after writing one qualifying application. Tier 1: earn $25 for one paid SIWL application; Tier 2: earn $250 for three paid SIWL applications; Tier 3: earn $2,500 for 10 paid SIWL applications.

Qualify by:
December 31, 2023

Atlantic Coast Life

Up to $4,500 cash bonus — Annuities!

Bridge Bucks are here!
Submit one application and get an extra $1,000; submit two applications and get an extra $1,500; submit three applications and get an extra $2,000! Plus, an additional 1% commission special through the end of the year.

Qualify by:
December 31, 2023

Atlantic Coast Life

Up to 150 bps bonus — Annuities!

2023 Power Producer Commission Bonus Plan!
Produce $2M – $2.99M and earn 30 bps; produce $3M – $4.99M and earn 60 bps; produce $5M – $7.99M and earn 80 bps; produce $8M – $9.99M and earn 130 bps; produce $10M + and earn 150 bps.

Qualify by:
December 31, 2023

Atlantic Coast Life

Up to $325 bonus — Med Supp!

Heat up summer earnings!
In AL, CA, GA, IA, IL, LA, MI, MS, NC, NE, NJ, OK, PA, TX and WV, underwritten business earns you $325 per issued policy, and open enrollment business earns your $150 per issued policy. In AR, AZ, FL, IN, KS, KY, OH, SC, TN and WI, underwritten business earns you $325 per issued policy, and open enrollment business earns you $352 per issued policy.

Qualify by:
September 30, 2023

Atlantic Coast Life

$300 bonus — Med Supp!

Kickin’ ash!
Earn $300 per approved underwritten Med Supp. No minimum application requirements to apply.

Qualify by:
September 30, 2023

Atlantic Coast Life

$150 bonus — Med Supp!

Earning is simple!
Earn $150 per underwritten Med Supp after just three issued apps in a month.

Qualify by:
September 30, 2023

Atlantic Coast Life

$100 bonus — Med Supp!

HOT summer growth!
Earn $100 per underwritten case and $50 per open enrollment case – unlimited earning potential!

Qualify by:
September 30, 2023

Atlantic Coast Life

$100 cash bonus — Med Supp!

For Minnesota and Nebraska only!
Agents in Minnesota can earn $200 total for the first five open enrollment active policies. Agents in Minnesota and Nebraska can earn $500 total for the first five underwritten, active policies.

Effective date before:
September 1, 2023

Atlantic Coast Life

$150 cash bonus — Med Supp!

Broker bonus program!
Sell plans F, G or N in select states and earn $150 per issued underwritten policy or $30 per issued policy for open enrollment. Minimum of five Med Supp policies issued in a month.

Qualify by:
December 31, 2023

Atlantic Coast Life

$25 Amazon gift card — Med Supp and Dental!

Catch the magic!
Earn a $50 Amazon gift card for 2-3 issued Med Supp applications; $100 for 4-7; and $200 for 8+. Earn a $25 Amazon gift card for 2-3 issued dental applications; $50 for 4-7; and $100 for 8+. Earn an additional $10 Amazon gift card when a Med Supp policy and dental are purchased together.

Qualify by:
September 30, 2023

Atlantic Coast Life

$200 cash bonus — Med Supp!

It pays to give Nassau Med Supp a try!
Receive $200 for every underwritten plan F, G or N application submitted with Nassau between July 1 and September 30, 2023, that issues before October 11, 2023. 

Qualify by:
September 30, 2023

Atlantic Coast Life

$50 cash bonus — Med Supp!

Grab some cash!
Earn some cash with Old Surety Life. Receive a $50 bonus for every issued underwritten application.

Active until further notice!

Atlantic Coast Life

Up to 2% bonus — Annuity!

Earn cash with Oxford!
Earn up to a 2% bonus! Earn up to 1% on the sale of Oxford Life’s fixed indexed annuities. Add the GLWB Rider and earn an additional 1%!

Active until further notice!

Atlantic Coast Life

$175 cash bonus — Med Supp!

Nothing beats a royal flush!
Earn $175 per approved underwritten Med Supp application. No minimum application requirements.

Qualify by:
December 31, 2023

Atlantic Coast Life

Up to 1% bonus — Life!

Brace yourselves for exciting news!
All Teton, Denali and Vega FIAs qualify. Total issued premium amount from $300,000-$599,999 earns you .50% and $600,000+ earns you 1%!

Active until further notice!

Atlantic Coast Life

.25-.75% bonus — Life!

Elite Elevation – a monthly program to earn you cash!
Issued premiums Secure Savings Elite 2 and Elite 5 of $250,000-$499,999 earns you .25%, $500,000-$749,000 earns you .50% and $750,000+ earns you .75%!

Active until further notice!

Atlantic Coast Life

$125 bonus — Med Supp!

Heat up your sales this summer!
Earn $125 for each underwritten application and $25 for each open enrollment, guaranteed issue or special enrollment period application! Qualify with five approved and taken policies.

Qualify by:
September 30, 2023

Atlantic Coast Life

Up to $125 bonus — Ancillary!

Cross-selling extravaganza!
Earn $50 per approved dental, hospital indemnity or First Diagnosis Cancer application when 5-14 applications are sold. Earn $125 when 15+ approved dental, hospital indemnity or First Diagnosis Cancer applications are sold. Plus, earn 4x the credit for the Medico Invitational.

Qualify by:
September 30, 2023

Atlantic Coast Life

Up to $150 bonus — Med Supp!

Brand new agent bonus program!
Issue a minimum of five Med Supp policies (first five can be underwritten, open enrollment or guaranteed issue). Once qualified, earn $150 per plan F, G or N underwritten applications in AL, GA, IL, IA, LA, MI, MS, TX and WV.

Qualify by:
September 30, 2023

Qualify for upcoming trips

Book your next trip! Our partners offer the most luxurious trips that you’ll find.
Click on the images to learn more!

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Washington National:
Cancun

Trip dates: January 22 – 26, 2024
Qualify by: December 31, 2024

Celebrate your success with a five-day escape to the all-inclusive getaway to Grand Fiesta Americana Coral Beach Cancun.

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Allstate:
Cabo San Lucas

Trip dates: February or March, 2024
Qualify by: January 15, 2024

Experience paradise in beautiful Cabo San Lucas. The exact trip dates and resort location will be announced at a later date.

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Sentinel Security:
Australia

Trip dates: March 1 – 7, 2024
Qualify by: December 31, 2023

Port Douglas and Sydney offer breathtaking national wonders, sparkling beaches and unique expeditions that you’ll never forget.

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OneAmerica:
New Zealand

Trip dates:  March 16 – 26, 2024
Qualify by: December 31, 2023

Experience the compelling Māori culture along with active volcanoes, deep fiords, bubbling mud pools, warm hospitality and more.

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NGL:
Rivera Maya, Mexico

Trip dates: March 24 – 29, 2024
Qualify by: December 28, 2023

UNICO 20°87°, set on Riviera Maya’s stunning white beaches, immerses guests in the culture of the region with a sense of relaxed luxury.

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Mutual of Omaha:
Barcelona, Spain

Trip dates: April 4 – 9, 2024
Qualify by: December 31, 2023

Barcelona is one of the sunniest destinations in Europe, with nearly 2,600 hours of sunshine a year – and the spotlight will be shining on you!

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United Home Life/United Farm Family: London

Trip dates: May 30 – June 5, 2024
Qualify by: December 31, 2023

Be surrounded by London’s top historical and royal parkland at St. Ermin’s Hotel nestled near Buckingham Palace and Westminster Abbey.

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National Life Group:
Maui, Hawaii

Trip dates: May 21 – 24, 2024
Qualify by: TBA

Say aloha to The Ritz-Carlton Maui, Kapalua, the exclusive waterfront, five-star resort set on 54 acres and overlooking the Pacific Ocean.

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Cigna:
Monaco

Trip dates: June 2 – 6, 2024
Qualify by: February 29, 2024

Earn a trip to the French Riviera’s most luxurious playground. Experience Monaco at the Monte-Carlo Bay Hotel and Resort.

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OneAmerica:
Santa Barbara

Trip dates: June  2 – 6, 2024
Qualify by: December 31, 2023

Enjoy “The American Riviera’s” rich heritage, world-renowned food and wine scene, stunning natural beauty and near-perfect weather.

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Liberty Bankers:
Playa Mujeres, Mexico

Trip dates: June 3 – 8, 2024
Qualify by: December 31, 2023

Enjoy your time at Atelier Resort that offers luxury where art, nature and experiences are combined to set up a new world of relaxation.

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Wellabe:
Hawaii’s Island of Kauai

Trip dates: June 4-9, 2024
Qualify by: December 31, 2023

Enjoy the lush gardens, acres of pools, ocean-view dining, championship golf and the Anara Spa of the Grand Hyatt Kauai Resort and Spa!

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Globe Life:
Denver, Colorado

Trip dates: June  7 – 10, 2024
Qualify by: December 23, 2023

Experience the Brown Palace Hotel and Spa. Part of Marriott’s Autograph Collection, located in the heart of downtown Denver, Colorado.

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Assurity:
Vancouver

Trip dates: June  17 – 21, 2024
Qualify by: December 31, 2023

Find out why Vancouver is called the place where extraordinary is everywhere. While you stay at the Fairmont Hotel Vancouver.

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American-Amicable:
Venice

Trip dates: June 19 – 24, 2024
Qualify by: December 31, 2023

Experience one of Italy’s most picturesque cities, Venice, with its winding canals, striking architecture and beautiful bridges.

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SILAC:
Danube River Cruise

Trip dates: July 7 – 14, 2024
Qualify by: December 31, 2023

Experience Central Europe on a private, luxury river cruise! Explore Passau, Salzburg, Vienna and Budapest on this once-in-a-lifetime trip.

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Nassau:
San José del Cabo!

Trip dates: TBA 2024
Qualify by: December 31, 2023

Enjoy four days at Viceroy Los Cabos. Watch the sunset from the rooftop lounges and dine beachside at the destination that has it all

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Aetna:
Your choice!

Trip dates: 2024
Qualify by: December 31, 2023

Choose to travel or receive a reward payout! Travelers receive a voucher with no travel restrictions. It’s your reward, your way!

Archived incentives

The qualification period for these 2022 carrier incentives has already passed.
Check out the cool places they went and the cash they offered!

2023 trips

2023 cash bonuses

June 19-23, 2023
Aetna – Greece!

May 7-13, 2023
Sentinel Security Life – Vienna, Austria & Valletta, Malta!

June 8-12, 2023
Cigna – St. Thomas!

2023
US Fire – Location of your choice!

August 25-29, 2023
Bankers Fidelity – Reykjavik, Island!

October 1-4, 2023
Liberty Bankers – Las Vegas!

October 24-27, 2023
Kansas City Life – Las Vegas!

$33 cash bonus – DVH
CSO – Cash-in with CSO!

$250 cash bonus – Med Supp
ACE – Boost earnings in 2023 with no limits!

Up to $352 cash bonus – Med Supp
Humana – Unlimited opportunity to Achieve!

$125 cash bonus – Med Supp
Allstate – Winter bonus campaign!

$75 cash bonus – Ancillary
Medico – Cross-selling extravaganza!

Up to $2,000 cash bonus – Annuity
American National – Fast start cash bonus!

$150 cash bonus – Med Supp
US Fire – Earn cash with Fast Start!

$275 cash bonus – Med Supp
Royal Arcanum – Nothing beats a royal flush!

$300 cash bonus – Med Supp
Heartland National – Still exploding in 2023!

Up to $50 cash bonus – Ancillary
Liberty Bankers – Earn BIG with LBIG!

$100 cash bonus – Med Supp and Ancillary
Aetna – Shift into … second quarter!

$100 cash bonus – Final Expense
Aflac – Earn extra cash for 2023!

$50 cash bonus – Life
Americo – Get a head start on summer!

Up to $325 cash bonus – Med Supp
Humana – Achieve more this spring!

$125 cash bonus – Med Supp
Medico – Spring forward with new growth!

$150 cash bonus – Med Supp
Mutual of Omaha – Rates to earn cash!

$60 cash bonus – Med Supp
Mutual of Omaha – For RI and TN only!

$20 cash bonus – Ancillary and Life
GTL – Cross-selling earns cash!

Up to $50 cash bonus – Dental
NCD – Summer fast start!

$100 cash bonus – Med Supp
American Benefit Life – Start the year off BIG!

$100 cash bonus – Med Supp
Aflac – New Year equals unlimited incentives!

$150 cash bonus – Med Supp
Lumico – Monthly cash bonuses!

$125 cash bonus – Med Supp
Medico – Warm up your winter!

Up to $3,000 cash bonus – Life
American National – Fast start cash bonus!

$150 cash bonus – Med Supp
Prosperity – Start the year with a boost!

Up to $20 cash bonus – Dental
NCD – “Spring” 2023 sales promotion!

Omaha Steaks – Life
GBU Life – Beef up your sales contest!

10% cash bonus – Life
Americo – Unlimited earning potential!

$250 cash bonus – Med Supp
ACE – Reach new heights!

$100 cash bonus – Med Supp
Aflac – Spring into action!

Up to $2,500 cash bonus – Life
American National – Go for the gold!

Up to $300 cash bonus – Final Expense
Great Western – Cash climb incentive!

$150 cash bonus – Med Supp
Lumico – Monthly cash bonuses!

Up to $125 cash bonus – Ancillary
Medico – Cross-selling extravaganza!

$100 cash bonus – Med Supp
Mutual of Omaha – Even more cash!

$100 cash bonus – Med Supp
ManhattanLife – Spring into new growth!

$200 cash bonus – Med Supp
Royal Arcanum – Nothing beats a royal flush!

Up to $50 cash bonus – HIP
Liberty Bankers – Earn BIG with LBIG!

2022 incentives
View 2022 trip and cash incentives

2021 incentives
View 2021 trip and cash incentives

2020 incentives
View 2020 trip and cash incentives