Unique new dental plans to provide you so many reasons to smile!

National Care Dental

Real benefits. Real value.

We’re all smiles at MBA and Nationwide Insurance. These unique new dental plans will provide you so many reasons to smile – including strength and reliability!

  • Nationwide puts members first and protects what matters most.
  • Fortune 100 company with a healthy and diverse portfolio of insurance and financial services.
  • Commitment to the health benefits industry for more than 70 years.

Plans built for agents to sell:

  • Highly competitive commissions. 
  • Competitive, affordable premiums.
  • No age limit.
  • Simple electronic contracting process.


    Annual maximum benefit option

    • $1,500
    • $3,000
    • $3,000+ additional**$2000 buy-up
    • **$2,000 Plan buy-up option for total $5,000 plan benefit, self-funded by the administrator.


    • $50 annual deductible for basic and major services (per person).
    • No deductible for preventative services.


    Preventive Care (100% Coverage) no waiting period

    • Routine Exam (1 in 6 months)
    • Bitewing X-Rays (1 per 12 months)
    • Cleaning (2 in 12 months)
    • Fluoride for children under age 16 (1 in 12 months)

    Basic Care (80% Coverage) no waiting period

    • Full mouth/panoramic X-rays (1 in 3 years)
    • Sealants (ages 6 through 16)
    • Space maintainers (child under 16)
    • Restorative amalgams
    • Simple extractions

    Major Care (50% Coverage) 12 month waiting period

    • Onlays
    • Oral surgery
    • Implants
    • Crowns (1 per tooth, per 7 years)
    • Crown repair
    • Endodontics (nonsurgical)
    • Periodontitis (nonsurgical)
    • Periodontics (surgical)
    • Denture repair
    • Dentures (1 appliance per 5 years)
    • Bridge (1 per 7 years)
    • Complex extractions
    • Anesthesia


    National Care Dental – Underwritten By Nationwide Insurance offers the use of Maximum Care PPO** which includes all Dentemax, Careington, and Connection Dental network providers. Maximum Care PPO provides a national, seamless, credentialed PPO dental network, ranked in the top ten for network size with over 300,000 access points for your Dental Care needs. Maximum Care dentists offer fees below normal costs. The National Care Dental plan gives you the freedom to select any dentist you please, but if you use the Maximum Care network and you choose a dentist in the network, you may receive additional cost savings on fees for you and your family.


    Out-of-Network benefits will be paid based on MAC fees. MAC means the Maximum Allowable Charge for your plan. You may be responsible for the difference between the MAC and the actual dental charge from a Non-Participating Provider.

    Small business association 

    When enrolling in National Care Dental you automatically become a member of the National Small Business Association (NSBA). The NSBA monthly membership fee is $3.00 and is included in your monthly billing. You can learn more about the non-insurance benefits and services by visiting

    Enjoy discounts, rewards, and perks on thousands of the brands you love in a variety of categories:

    • Vision/Rx
    • Travel
    • Auto
    • Electronics
    • Entertainment
    • Restaurants
    • Health & wellness
    • And much more

    For the full list of perks, visit our website at

    Schedule of benefits: 

    No benefits are payable under the policy for the services listed below. In addition, the services listed below will not be recognized toward the satisfaction of any deductible:

    • Any services which are not included in the schedule of covered procedures;
    • Any service started or appliance installed before the effective date or after the termination date, except in those instances noted in this certificate;
    • Any service, which may not reasonably be expected to successfully correct the patient’s dental condition for a period of at least 5 years, as determined by us;

    For the full list of limitations and exclusions, visit