Carrier Incentives
An extensive list of carrier incentives!
Get rewarded for your business!
Click on one of the icons to learn more.
Cash Bonus
Trips
SIM incentive – stay tuned!
$250 cash bonus — Med Supp!
Spring into success!
After reaching five issued applications, earn $250 for each underwritten case and $25 for each open enrollment case.
Qualify by:
June 30, 2024
Big cash bonus — Med Supp/Final Expense/Ancillary!
Fortune favors the bold!
Earn cash based on the sales threshold for your level. Minimum production amount required is $225,000. For agents hitting milestones just under the threshold, you may still qualify for some deightful rewards!
Qualify by:
December 31, 2024
Up to $100 cash bonus — Final Expense!
Spring into security!
Place three policies and earn $200; place six policies and earn $500; place 10 policies and earn $1,000.
Qualify by:
June 30, 2024
$150 cash bonus — Med Supp!
Blossom this Spring!
After just three issued policies a month earn $150 per underwritten case and $25 per non-underwritten case.
Qualify by:
June 30, 2024
Up to $200 cash bonus — Med Supp & DVH!
Earn more when bundling with DVH!
Issue 5+ and earn $100 per underwritten Med Supp policy and $25 per open enrollment policy. Earn an additional $100 bonus with DVH added. Issue 20+ and earn $200 per underwritten Med Supp policy and $50 per open enrollment policy. Earn an additional $200 bonus with DVH added.
Qualify by:
June 30, 2024
10% cash bonus — Life!
UFirst Rewards!
Earn a 10% bonus check on your life business. You need to 1) earn at least 50,000 of qualified life production credits during the qualification period, 2) have a six-month persistency 85% or better, 12-month persistency 70% or better, and 3) Premium Applied Ratio of 70% or better.
Qualify by:
May 31, 2024
$160 cash bonus — Med Supp!
Earn cash with this great bonus program!
Get paid sooner – bonuses are processed and paid along with commissions! Get $160 per e-app for underwritten business. Florida is excluded from incentive. See Florida-specific incentive.
Active until further notice!
$100 cash bonus — Med Supp in Florida only!
Earn cash with this great bonus program!
Get paid sooner – bonuses are processed and paid along with commissions! Get $100 per e-app for underwritten business. Incentive is in Florida only.
Active until further notice!
$50 cash bonus — Ancillary!
App2Reward program can earn you cash!
Get rewarded for applications that are issued and paid. Receive $50 per application for hospital indemnity, short-term care, cancer and life. Minimum of five applications.
Active until further notice!
$100 cash bonus + leads — Med Supp/Ancillary
Rewards take you to the next level!
Earn 1,000 targeted leads with a direct mail campaign for every fourth application you write each month for underwritten Medicare Supplement Plans F, G, N and open enrollment Plan N. Earn $100 for every application you write each month for underwritten Medicare Supplement Plan F, G, N and Open Enrollment Plan N. Earn $25 for every application you write each month for select ancillaries. Earn $25 for every application you write each month for Flexible Choice Dental, Vision & Hearing.
Qualify by:
December 31, 2024
Up to $300 cash bonus — Med Supp!
The bonus just got better!
In 25 states: earn $300 for underwritten and Plan N open enrollmenet applications and $100 for other plan open enrollment applications. In 10 states: earn $300 for underwritten and open enrollment applications. In 14 states: earn $100 for underwritten and open enrollment applications. View details on the right for states.
Qualify by:
June 30, 2024
Up to $100 cash bonus — Med Supp!
Double your dollars!
Submit and issue a minimum of five supplemental health applications. Sell Accident Plus, Cancer Plus, Ccritical Care Plus, Heart & Stroke Plus and Hospital Indemnty Plus and earn $75 per application (for five – nine applications), or $100 per applications (for 10+ applications). Earn an extra $75 per application if the supplemental health policy is sold with an American Benefit Life Med Supp policy.
Qualify by:
May 31, 2024
$150 cash bonus — Med Supp!
Go big in Q2!
Earn $150 per underwritten Med Supp after just three issued in a month.
Qualify by:
June 30, 2024
Lead credit and more — Med Supp!
Introducing the Lumico Loyalty Program!
Ascend from an explorer to become a pioneer with every application you issue. Issues 20 applications and become an explorer, issue 35 and become a trailblazer, issue 50 and become an expert, and issue 75 and become a pioneer. Each tier gets you more perks and support.
Qualify by:
December 31, 2024
$100 cash bonus — Med Supp!
Protect more clients and let your business blossom!
Earn $100 per underwritten case and $25 per open enrollment case after just three issued in a month.
Qualify by:
June 30, 2024
$150 cash bonus — Med Supp!
Broker bonus program!
Earn $150 per issued underwritten Plans F, G or N policy, and $30 per issued open enrollment business Plan F, G or N policy. Minimum of five monthly policies, only available in certain states.
Qualify by:
June 30, 2024
Up to 10% cash bonus — Disability!
Increase earnings by selling disability!
Newly issued, placed and paid policies of $50,000-$99,000 ANBP get a bonus rate of 2%; $100,000-$249,000 ANBP get a bonus rate of 4%; $250,000-$499,000 ANBP get a bonus rate of 7%; $500,000 + ANBP get a bonus rate of 10%. Agencies contracted at a Level 20 (BGA/MGA) are eligible to earn bonus.
Qualify by:
December 31, 2024
$200 cash bonus — Med Supp!
It pays to pick Nassau!
Earn $200 for every underwritten Plan F, G or N application submitted in Q@ 2024 that places before July 11, 2024.
Qualify by:
June 30, 2024
$50 cash bonus — Med Supp!
Grab some cash!
Earn some cash with Old Surety Life. Receive a $50 bonus for every issued underwritten application.
Active until further notice!
Up to 2% bonus — Annuity!
Earn cash with Oxford!
Earn up to a 2% bonus! Earn up to 1% on the sale of Oxford Life’s fixed indexed annuities. Add the GLWB Rider and earn an additional 1%!
Active until further notice!
$175 cash bonus — Med Supp!
Royal can earn you cash!
Earn $175 per underwriteen Medicare Supplement application. No minimum application requirement to qualify.
Qualify by:
December 31, 2024
Up to 1% bonus — Life!
Brace yourselves for exciting news!
All Teton, Denali and Vega FIAs qualify. Total issued premium amount from $300,000-$599,999 earns you .50% and $600,000+ earns you 1%!
Active until further notice!
.25-.75% bonus — Life!
Issued premiums Secure Savings Elite 2 and Elite 5 of $250,000-$499,999 earns you .25%, $500,000-$749,000 earns you .50% and $750,000+ earns you .75%!
Active until further notice!
$150 cash bonus — Med Supp!
Spring into green!
Receive $150 for each underwritten application, plus $15 for each open enrollment, guaranteed issue or special enrollment period application. Qualify with three approved and taken policies.
Qualify by:
June 30, 2024
$100 cash bonus — Hospital Indemnity Plan!
Spring into cash!
Receive $100 per policy. A minimum of five qualifying applications must be submitted and approved to qualify.
Qualify by:
June 30, 2024
$150 cash bonus — Short-term Care!
Earn unlimited incentives!
Start earning by selling three ore more qualifying policies. Earn $150 for each qualifying policy. Get an extra $400 on your first policy sold after March 1, 2024.
Qualify by:
June 30, 2024
$150 cash bonus — Med Supp!
Grow rewards this quarter!
Issue a minimum of five Med Supp policies within the same month to qualify. Once qualified, earn bonuses for specific polices issued in the following states: AL, AR, CO, FL, GA, IL, IA, KY, LA, MI, MS, NC, NJ, OH, OK, PA, TN, TX and WV earn $150 per underwritten application of plans F, G and N; IN and SC earn $40 per underwritten, open enrollment and guaranteed issue application of plans F, G and N.
Qualify by:
June 30, 2024
American Equity:
Madrid, Spain
Trip dates: September 20 – 24, 2024
Qualify by: June 30, 2024
Discover the home to spectacular works of art and explore the Spanish capital’s broad boulevards and spacious parklands.
Kansas City Life:
Charleston
Trip dates: October 15 – 18, 2024
Qualify by: August 30, 2024
The deluxe hotel, Charleston Place, offers historic views and redefines legendary service in a city with renewed passion and purpose.
Bankers Fidelity:
Buenos Aires, Argentina
Trip dates: March 9 – 16, 2025
Qualify by: September 30, 2024
Explore the city known as the capital of tango where it’s music and dance invades the scene. Trip dates and hotel information coming soon!
Mutual of Omaha:
Scottsdale, Arizona
Trip dates: April 7 – 11, 2025
Qualify by: December 31, 2024
Enjoy time at The Andaz Resort Scottsdale, a true desert oasis, home to private suites and bungalows amid a calming Sonoran setting.
Pan-American Life:
London, England
Trip dates: April 28 – May 2 (or May 4), 2025
Qualify by: December 31, 2024
Explore this iconic city while staying at the epitome of British style and sophistication at the JW Marriott Grosvenor House London.
United Home Life:
Tenerife, Spain
Trip dates: May 8 – 12, 2025
Qualify by: December 31, 2024
Unleash your inner sunshine on a Canary Island. Stay four nights at the iconic and internationally recognized, Bahia del Duque.
OneAmerica Financial:
Whistler, British Columbia
Trip dates: June 9 – 13, 2025
Qualify by: December 31, 2024
Breathtaking glacier-fed lakes, lush forests and waterfalls all linked by a network of paved trails will help you discover the wonder of Whistler.
SILAC:
Costa Rica
Trip dates: June 24 – 29, 2025
Qualify by: Decemberr 31, 2024
Stay at the Four Seasons Peninsula Papagayo, Costa Rica while you explore the deep green rainforests and white sand beaches.
Liberty Bankers:
Prague, Czech Republic
Trip dates: July 11 – 16, 2025
Qualify by: December 31, 2024
Explore the city known for it’s historic charm, Prague offers breathtaking architecture, museums, cultural treasures and much more!
Nassau:
Park City, Utah
Trip dates: TBA
Qualify by: December 31, 2024
Enjoy your time nestled amid the alpine serenity of Deer Valley at the preeminent luxury ski hotel, Stein Eriksen Lodge.
Archived incentives
The qualification period for these 2024 carrier incentives has already passed.
Check out the cool places they went and the cash that agents qualified for in 2024!
2024 trips
2024 cash bonuses
February or March 2024
Allstate – Cabo San Lucas
June 2 – 6, 2024
Cigna – Monaco
July 26 – August 1, 2024
ManhattanLife – Stockholm, Sweden
September 8 – 12, 2024
ManhattanLife – Aspen, Colorado
August 13 – 16, 2024
UNL – Lake Tahoe, Nevada
Up to $300 cash bonus – HHC & STC
ManhattanLife – New Years sales contest
$250 cash bonus – Med Supp
ACE – The New Year is off to a great start
$200 cash bonus – Med Supp/DVH
Allstate – Earn cash with Allstate
Up to $150 cash bonus – Final Expense
Corebridge Financial – Fast Start Agent Bonus
$300 cash bonus – Med Supp
Humana – Start 2024 strong with Humana
$100 cash bonus – Med Supp
ManhattanLife – Unlimiting earning potential
$150 cash bonus – Short-term Care
Wellabe – Start the new year with STC
$150 cash bonus – Med Supp
WoodmenLife – Earn cash everymonth
$25 cash bonus – Dental
Humana – Bonus for you, coverage for clients
Up to $250 cash bonus – Med Supp/HIP
New Era – Winter cash dash
$150 cash bonus – Med Supp/HIP
Aflac – 2024 = unlimited earning potential
Up to $100 cash bonus – Final Expense
Aflac – Ring in the New Year
Up to $500 cash bonus – Life
FCSLA – First quarter sales campaign
$150 cash bonus – Med Supp
Lumico – Earn monthly cash bonuses
$200 cash bonus – Med Supp
Nassau – It pays to pick Nassau
$150 cash bonus – Short-term Care
Wellabe – Start the new year with Med Supp
$100 cash bonus – Life
Americo – Just start your IUL business
2023 incentives
View trip and cash incentives with a 2023 qualification period.
2022 incentives
View trip and cash incentives with a 2022 qualification period.
2021 incentives
View trip and cash incentives with a 2021 qualification period.
2020 incentives
View trip and cash incentives with a 2020 qualification period.